Shopping for your dream home or already have a purchase contract? As one of the city’s top-rated mortgage brokers, we can help get you pre-qualified, and pre-approved by a lender, or help you obtain a commitment letter from a lender in as little as one day.
Consumer One Financial is a whole mortgage company that strives to provide exceptional and personalized service to its clients. As a company that understands the complexity and importance of home financing, Consumer One Financial is dedicated to helping clients find the mortgage solutions that best suit their needs. With a team of experienced professionals, the company offers a wide range of mortgage options, including conventional, FHA, VA, and jumbo loans. Consumer One Financial is committed to transparency and strives to make the mortgage process easy and stress-free for its clients.
Consumer One Financial is a wholesale mortgage company that is dedicated to providing personalized service to its clients. As a wholesale mortgage company we can provide you with access to more mortgage options, better interest rates, lower fees, personalized service, and a faster approval process
When it comes to buying, refinancing, or obtaining a home loan, our knowledgeable team is prepared to help your every need. We strive to offer our valued customers the best mortgages available and have received numerous 5-star reviews.
Consumer One Financial is a recognized and reliable provider of wholesale mortgages. We offer competitive rates and flexible terms to our clients, ensuring they get the best possible deal on their mortgage. With a commitment to excellent customer service and a focus on providing the best possible mortgage solutions, Consumer One Financial is a trusted and reliable partner for anyone seeking a wholesale mortgage.
With years of expertise under our belt, we have established ourselves as a reliable and trustworthy source of financial advice and services. Our team of professionals have a deep understanding of the market and can provide effective solutions to meet our clients' needs. Whether it's investment management, retirement planning, or insurance, Consumer One Financial has the knowledge and expertise to guide our clients towards financial success. Our years of experience has allowed us to build a strong reputation and a loyal clientele who trust us to handle their financial matters with the utmost care and expertise.
A significant life achievement is buying your first house, but the mortgage application process might be a little intimidating. When you deal with the paperwork, obligations, and expenses for the first time, they can be complicated and confusing, but we're here to help. Once you've determined that you are mentally and financially prepared to assume the responsibility of homeownership, the next step is to review and compare all of your loan alternatives to ensure you get the best rates and conditions. With a little bit of patience, you'll be well on your way to a great house purchasing experience.
We provide financing solutions to assist you meet all of your home improvement demands, whether you're planning a small project or a major home remodel. There has never been a better time to get access to the extra money that can help upgrade the comfort of your home. Adding changes to a home is a terrific way to raise its value, make it a better place to live in, and possibly reduce energy costs as well. We have the skills to assist you, whether you're buying a fixer-upper house or you're dreaming of new windows, a new kitchen, or enlarging the master bedroom in your current home.
Being self-employed hasn't always been advantageous when applying for mortgages because doing so can make it more challenging to be approved for the mortgage you need. We collaborate with lenders who provide excellent mortgage solutions to Americans who work for themselves. These lenders are aware that tax write-offs experienced by self-employed people significantly reduce their reported income. You won't need to provide proof of your salary to these mortgage lenders, and an accurate estimate of your yearly income is acceptable.
How do I get a home loan? By arriving prepared with a mortgage pre-approval, you can demonstrate to sellers and real estate brokers that you are serious about buying. It enables your real estate agent to precisely determine the price range in which you are qualified to purchase your new home.
Do you struggle with high-interest debt? Consolidate your bills into one low-interest loan to accelerate your debt relief and boost your monthly cash flow! When you can include that debt in your mortgage and pay a significantly cheaper interest rate, why pay high interest rates on your bank's credit card debt? Understanding "good debt" from "bad debt" is a crucial component of any approach. You can turn those bad debts into good debts and get rid of them with the aid of a carefully thought-out mortgage.
Having a mortgage pre-approval enables us to refinance your loan at the lowest rate feasible for you.
Thousands have already used Consumer1Financial to get a mortgage.
“Keith was very helpful during our first ever home purchase. Being a first-time buyer, my fiancé and I bombarded him with a bunch of questions, Keith was able to answer them diligently and promptly.”
“Keith is the only person we would trust to search for the best rate and make sure we are linked up with the best mortgage company.”
“Keith Bailey was fantastic as my lender originator. If we ever decide to buy another home again Keith is our only pick”
At Consumer 1 Financial we, your privacy is of utmost importance. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you visit our website and use our services.
By accessing our website or utilizing our services, you agree to the terms of this Privacy Policy. If you do not agree with the terms, please refrain from using our services.
We may collect and process the following types of personal information:
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We employ industry-standard security measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. However, please note that no method of transmission over the internet is 100% secure.
Depending on your jurisdiction, you may have the right to:
To exercise these rights, please contact us using the information provided below.
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Consumer 1 Financial
Email: info@consumer1financial.com
Phone: 210-660-8584
Welcome to Consumer 1 Financial. These Terms and Conditions govern your use of our website and any related services provided by Consumer 1 Financial (the “Services”). By accessing or using our Services, you agree to comply with and be bound by these terms.
By using our Services, you confirm that you are at least 18 years old and have the legal capacity to enter into a binding agreement. If you do not meet these requirements, you are prohibited from using our Services.
To access certain features of the Services, you may be required to register an account. You agree to provide accurate and current information during registration and to maintain and promptly update your account information. You are responsible for maintaining the confidentiality of your account and password.
You agree to use the Services for lawful purposes only and in accordance with these Terms. You shall not engage in any behavior that could harm the functionality, security, or reliability of our Services, including but not limited to:
All content, materials, trademarks, logos, and other intellectual property displayed on the Services are the property of Consumer 1 Financial or third-party licensors. You are granted a limited, non-exclusive, non-transferable license to use our Services for personal, non-commercial purposes. Any unauthorized use of our intellectual property is prohibited.
Any services offered by Consumer 1 Financial are subject to the pricing and payment terms provided at the time of purchase. We reserve the right to modify our pricing and payment terms at any time. All sales are final unless otherwise specified in our refund policy.
Our Services may contain links to third-party websites or services that are not owned or controlled by Consumer 1 Financial. We are not responsible for the content, privacy policies, or practices of any third-party sites or services. Accessing these sites is at your own risk.
To the fullest extent permitted by law, Consumer 1 Financial, its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Services or inability to use the Services.
Our Services are provided “as is” and without any warranty of any kind, express or implied. We do not guarantee that the Services will be available at all times, uninterrupted, secure, or free from errors.
You agree to indemnify, defend, and hold harmless Consumer 1 Financial and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, or expenses, including legal fees, arising out of or in any way connected to your use of the Services, violation of these Terms, or violation of any law.
We reserve the right to terminate or suspend your access to the Services, without prior notice or liability, for any reason, including your breach of these Terms.
We may modify these Terms at any time, and such modifications will be effective upon posting the updated Terms on our website. By continuing to use the Services after changes are posted, you agree to be bound by the revised Terms.
These Terms are governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law principles. Any disputes arising out of these Terms shall be resolved in the courts of [Your State/Country].
If you have any questions or concerns about these Terms and Conditions, please contact us at:
Consumer One Financial (NMLS Lic. #2463781) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions. NMLS Consumer Access
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.Sml.Texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.Sml.Texas.gov
