Shopping for your dream home or already have a purchase contract? As one of the city’s top-rated mortgage brokers, we can help get you pre-qualified, and pre-approved by a lender, or help you obtain a commitment letter from a lender in as little as one day.
Consumer One Financial is a whole mortgage company that strives to provide exceptional and personalized service to its clients. As a company that understands the complexity and importance of home financing, Consumer One Financial is dedicated to helping clients find the mortgage solutions that best suit their needs. With a team of experienced professionals, the company offers a wide range of mortgage options, including conventional, FHA, VA, and jumbo loans. Consumer One Financial is committed to transparency and strives to make the mortgage process easy and stress-free for its clients.
Consumer One Financial is a wholesale mortgage company that is dedicated to providing personalized service to its clients. As a wholesale mortgage company we can provide you with access to more mortgage options, better interest rates, lower fees, personalized service, and a faster approval process
When it comes to buying, refinancing, or obtaining a home loan, our knowledgeable team is prepared to help your every need. We strive to offer our valued customers the best mortgages available and have received numerous 5-star reviews.
Consumer One Financial is a recognized and reliable provider of wholesale mortgages. We offer competitive rates and flexible terms to our clients, ensuring they get the best possible deal on their mortgage. With a commitment to excellent customer service and a focus on providing the best possible mortgage solutions, Consumer One Financial is a trusted and reliable partner for anyone seeking a wholesale mortgage.
With years of expertise under our belt, we have established ourselves as a reliable and trustworthy source of financial advice and services. Our team of professionals have a deep understanding of the market and can provide effective solutions to meet our clients' needs. Whether it's investment management, retirement planning, or insurance, Consumer One Financial has the knowledge and expertise to guide our clients towards financial success. Our years of experience has allowed us to build a strong reputation and a loyal clientele who trust us to handle their financial matters with the utmost care and expertise.
A significant life achievement is buying your first house, but the mortgage application process might be a little intimidating. When you deal with the paperwork, obligations, and expenses for the first time, they can be complicated and confusing, but we're here to help. Once you've determined that you are mentally and financially prepared to assume the responsibility of homeownership, the next step is to review and compare all of your loan alternatives to ensure you get the best rates and conditions. With a little bit of patience, you'll be well on your way to a great house purchasing experience.
We provide financing solutions to assist you meet all of your home improvement demands, whether you're planning a small project or a major home remodel. There has never been a better time to get access to the extra money that can help upgrade the comfort of your home. Adding changes to a home is a terrific way to raise its value, make it a better place to live in, and possibly reduce energy costs as well. We have the skills to assist you, whether you're buying a fixer-upper house or you're dreaming of new windows, a new kitchen, or enlarging the master bedroom in your current home.
Being self-employed hasn't always been advantageous when applying for mortgages because doing so can make it more challenging to be approved for the mortgage you need. We collaborate with lenders who provide excellent mortgage solutions to Americans who work for themselves. These lenders are aware that tax write-offs experienced by self-employed people significantly reduce their reported income. You won't need to provide proof of your salary to these mortgage lenders, and an accurate estimate of your yearly income is acceptable.
How do I get a home loan? By arriving prepared with a mortgage pre-approval, you can demonstrate to sellers and real estate brokers that you are serious about buying. It enables your real estate agent to precisely determine the price range in which you are qualified to purchase your new home.
Do you struggle with high-interest debt? Consolidate your bills into one low-interest loan to accelerate your debt relief and boost your monthly cash flow! When you can include that debt in your mortgage and pay a significantly cheaper interest rate, why pay high interest rates on your bank's credit card debt? Understanding "good debt" from "bad debt" is a crucial component of any approach. You can turn those bad debts into good debts and get rid of them with the aid of a carefully thought-out mortgage.
Having a mortgage pre-approval enables us to refinance your loan at the lowest rate feasible for you.
Thousands have already used Consumer1Financial to get a mortgage.
“Keith was very helpful during our first ever home purchase. Being a first-time buyer, my fiancé and I bombarded him with a bunch of questions, Keith was able to answer them diligently and promptly.”
“Keith is the only person we would trust to search for the best rate and make sure we are linked up with the best mortgage company.”
“Keith Bailey was fantastic as my lender originator. If we ever decide to buy another home again Keith is our only pick”
Whether it’s a first-time homebuyer or an experienced homeowner, Consumer One Financials team of knowledgeable professionals are committed to providing top-notch service and support throughout the mortgage process.
